L'espoir De Ma Vie

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Friday, 18 May 2018

Spend or Save? giffgaff's money saving game teaches you how to use your cash wisely.



Do you ever constantly wonder where your cash is going? Maybe you should look at how much your daily habits are costing you .

If we take away our regular monthly payments such as our rent, mortgage, bills and food shop. Do you know how much cash you have left to spend or save?

Well,  since the power of contactless and online banking it's hard sometimes to know when those 'treat yourself' moments are actually breaking the bank and preventing you from saving.

Survey stats  from MSE reveal that seemigly small habits such as grabbing yourself a Starbucks coffee, a late night takeaway or going out for brunch , cocktails and Uber could in fact stop you from putting a good lump of cash away for a rainy day.

However when is the right time to put the perks of life on hold and learn to put the pennies in the piggy bank?


 

giffgaff invited bloggers and journalists to a spend or save money event at Cuckoo, leeds. To help give their insight into their new credit plan which offers customers a free credit check.



Along with understanding their vision of helping their customers with their financial plans such as getting onto the property ladder. Attendees got the opportunity to play a real life monopoly game  ' Spend or Save ' which tested players will power when it comes to achieveing life goals and if they can spend their money wisely and make it to retirement with savings . 




So , for example if you had  saved up £5000 would get married, buy a car, pay a deposit for a house and still have enough to cash in hand to cover your monthly expenses? The reaility is you won't , if you don't make the right decision - or in my case you get conned by a Nigerian Prince!  You may lose before you get chance to role your dice again.  However even though luck wasn't on my side it was great to see that the winners got the opportunity to win cash for their choosen charity. 




Whether we admit or not finance is complicated. But , essential to reach life goals.  When it comes to money how many of us actually look at our bank statement and check where our money goes? Playing this Spend or Save game gave me an insight into my own spending habits and how my regular ASOS order may not be helping me on the path to adulthood. So, I've taken note on this saving tips and set myself up a plan to save for my future. What will you do to achieve your life bucket list?


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Sunday, 18 March 2018

NYX Ultimate Warm Neutrals Palette




Neutal eyeshadow palettes have become a beauty must have amongst well known youtubers and celebrities as the sultry warm smokey eye looks give a range of skins tones an efforless make up look. However like finding shade of foundation for your skin . There's no shortage of options, but the real difficulty is knowing what suits your eye colour.

On their own, the taupes, beiges, and chocolate shades you'll find in a neutral palette might seem pretty plain, but they're actually so versatile that you can create both minimal and edgy looks alike when you wear the shadows alone, or mix and match them.


By using the NYX ultimate warm neturals palette , you're able to create an effortless warm smokey eye look which can be worn for a day to night as the easy to blend shades give you the opportunity to experiment with your everyday make up.



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Sunday, 28 January 2018

IceLolly.com : Blog At The Beach 2018 Round Up



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Wednesday, 24 January 2018

First Date Tips: A quick guide on how to prepare for your first online date.












Nowadays meeting a potential partner is sometimes harder than it should be. After investing so much time reading profiles and chatting to people with very little conversation on dating apps, it can be tempting to throw in the towel and give up on trying to meet someone online through a dating website. But when the right match is made it can often lead to great relationships or  in some cases marriage.  So consider this the start of your dating rule book, with athe first date and make sure you show the person you're meeting up with knows how great you are.





WEAR AN OUTFIT WHICH IS APPRIORIATE FOR THE OCCASION

Depending on your first date location it's always worth checking the forecast prior to your meet up as you want to prepare on the day. So, no matter how fashionable you are be sensible when it comes to picking your attire as you don't want a wardrobe malfunction to happen.



CONVERSATION MATTERS

Meeting face to face can be quiet a nerve wrecking experience however it's important to stay calm and be yourself when you're on a date. Keep conversation a float by finding out more each others careers, interests or ambitions in life and from there you'll be able to see if you have anything in common.



BODY LANGUAGE

Reading signals is hard especially when you're on a first date. Whether that's a hug, kiss on the cheek or lips we’re all given an in sight by magazines, films or friends on what to expect on a first date. So rather worrying on what may happen, relax and be in the moment. Before you know it you’ll be flirting without you realising it. 


AVOID BAD MANNERS

Dressing well is one part but having good manners is important especially when it comes to first impressions. Make sure you’re polite and if your date doesn’t have the same attitude you know not to waste your time on them.



PUT YOUR PHONE AWAY

Nowadays we all have the tendency to overlook on our smartphones and this bad habit can come up as being quite rude especially when you’re meeting with friends, family or a date. So, be respectful and put your mobile away and enjoy your time together.  
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Sunday, 21 January 2018

3 Things to Know If You're New to Online Dating





Whether it's a dating app or website many singletons across the globe are using the internet to find a potential suiter. Well that's what you think...

If you're new to the scene it's worth being aware of what you're letting yourself in for as I'll be honest with you there's a lot of unclarity. Sure, the element of swipping left and right can be fun especially when you find a good match. However, the excitement suddenly fades away once you find out that person isn't what they appear to be.

So, before you decide to let technology control your love life it might be worth taking some notes before you decide to click download.


Window shopping

The majority of singletons who use dating apps such as Tinder will in fact only log into their profiles and 'swipe' when they're bored. The term window-shoppping has become a phrase well known in the dating scene as men and women have grown into the habit of being partially interested in finding someone. So, if you make the move to say hi first and get no reply, it means they're only browsing the menu and not bothered about getting to know you.

Don't expect the guy to talk first

From a young age we've been told that men will always make the first move when it comes to romance . However this well-mannered gentleman doesn't seem to exist any more as  men have grown to be lazy when it comes to interaction.  Having said that apps such as Bumble let me women have their say first .  So , even if you don't another dating profile don't be afraid  to write the first message ladies.


Be clear with what you want

Most people who have a dating profile in fact won't have the courage to be open and say what they want from the start. Whether that's a one-night stand, casual sex attached or a potential relationship. It seems like many single people are too scared to put their cards on the table. So, stop beating around the bushes and just be honest as you'll get far more respect if you come clean.
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